For Reinvention and Retirement
God Willing…A long, Vibrant, Next Stage of Life
When you want to make every day count, it can be frustrating and even traumatic to spend days on the phone with insurance companies, fumbling through credit card statements, and guessing how much you’ll have to live on in five years. Zen Zone offers a place for pre-retirees and retirees of all ages, along with their families, to share their financial and living concerns and, together, to develop sustainable solutions.
Making Every Day Count
Are you:
- Having to put off retirement?
- Grappling with a possible move?
- Scrambling to pull documents together for a fiduciary or your supporting family?
- Trying to understand your insurance coverage after a large medical bill?
How you might feel?
- Lacking control?
- Disconnected?
- Uncertain about the future?
There’s a way to slow life down and focus on the “little things” that somehow always become big things.
Zen Zone partners with your entire support system (e.g. extended family, fiduciary, financial planner) to provide orderly, insightful tools to manage your expenses and provide clarity on your day-to-day and longer-term financial outlook.
Services of Focus
As you continue to value time, relationships, and experiences more than checklist boxes, Zen Zone can check those boxes for you by sweating the details on cash flow tracking and budgeting, financial projections, and assistance with medical services and life choices.
Financial Organization & Organization
Overwhelmed with paper and digital disorganization? Help is on the way. Zen Zone can organize important financial, legal, and medical files in paper and digital form and equally important, free up your storage by eliminating duplicate files.
Cash management
Through timely, accurate Quicken reporting and communication, Zen Zone will provide for a low price, a clear view of your monthly cash flow by category. Our more value-added packages include annual budget planning and tracking, as well as long-term goal setting, and cash-flow projections. These services provide natural inputs to your tax preparer, CPA, and financial planner.
Medical & living assistance
Zen Zone can lead the paper chase o medical bills and housing expenses to ensure they’re accurate and fair. Zen Zone Principal, John Hall, leverages his over 25 years experience in health care administration and finance with Kaiser Permanente, Stanford Health Care, and UCSF.
Packages
In our 30 minute complimentary session, we’ll discuss your needs and make sure if we can meet them. This may be through one or more of the packages below, or it may be through a unique, customized program with price to be determined
The Current State & Organizing Your Life
$199/month
Monthly Quicken Actual Reporting
(based on paper records)
Debt and Expense Tracking
Credit Card Account Monitoring & Reconciliation
Organize financials, medical, and legal documents
(paper & electronic)
Laser Focus + Investment Review
$229/month
Everything in The Current State & Organizing Life Package
+
Set up online banking
Bill Paying (manual or electronic)
Check Deposit
Psychology of Money discussion
Goal Setting
Create Budget
Plan Budget Enforcement
Actual vs. Budget Reporting & Commentary
Tax Preparation Package for Tax preparer
Building the future
$219/month
Everything in Laser Focus package
+
Identify & respond to possible fraudulent / incorrect charges
Negotiate and Manage debt obligations
Quarterly Financial Counseling Written Commentary: Savings, Dept, Reduction
Ideas, progress vs. goals
Cash flow Projections: determine how long existing funds will last
Liason to CPA, Estate Attorney on billing and documentation matters
Medical Package/Personal Care
$90/hour
Advocate in the event of denied claims
Research eligibility for VA, Medicare/Medicaid benefits
Assist HR search for appropriate home care, assisted living, etc.
Take personal assets inventory for estate, trust and tax planning
Digital help with computers, phones, communications with family & friends
Other options
Real Estate Special
$199/month for 1-2 properties
$299/month for 3-5 properties
$75/month for every property after 5
——————
Monthly Quicken Actuals Reporting
Dept and Expense Tracking
Tax Preparation Documents
Quarterly Commentary
Portfolio Review available for additional $399
Custom Bundles – as negotiated
How does it work?
We believe in transparency and clear steps so by the time you sign up you already know what to expect and what's the next step.
Fill out "Contact Us" form below
You can fill out the form at the bottom of the page and Zen Zone will contact you within 48 hours to set up a Needs Assessment call.
Proposal sent to you withing 1 week
A "needs assessment" call or in-preson visit at your convenience
Let's dive in!
In order to keep an accurate and reliable schedule, Zen Zone requires a response within 2 weeks of receiving the proposal. The response could be Accept, Deny, or an offer to negotiate the terms of the proposal. We aim to have a resolution of our path moving forward within 1 month of the client’s receiving the original proposal.
Frequently Asked Questions
Check out the questions below and gain more clarity on what working with Zen Zone will look like.
Do you work remote, on site, or both?
If it’s determined that client needs can best be met through on-site meetings, John Hall can commute within a 30-minute radius of his home in Redwood Shores, CA. Under most circumstances, he will work remotely and meet with the client through Zoom.
Are you a Certified Financial Planner (CFP) or Registered Agent (RA) (i.e. a certified tax preparer), or a Fiduciary?
Not at this time. However, John offers services that can overlap and certainly link with these professions. Specifically:
- John will work with the client on assumptions and model cash flow projections that can be shared with a CFP. He can also offer recommendations on real estate portfolio allocation within the context of a broader portfolio, a service CFP’s often touch provide because they focused on mutual funds, stocks and bonds.
- John can prepare simple tax returns on software such as Turbo Tax, particularly is the client does not normally itemize deductions. He will not prepare more complex taxes. However, he can work directly with your tax preparer to provide any needed inputs for schedules, such as donations, interest payments, and real estate net income.
- John is not a licensed fiduciary, responsible for ensuring proper care for incapacitated clients. He can help fiduciaries with the client’s paper and electronic file organization, as well as bill paying and cash flow management.
What do you charge?
Zen Zone offers standard packages which are described in detail, including price, elsewhere on this site. Customized programs are also available, with pricing to be negotiated.
How do you accept payments?
Check, Paypal, Venmo, Zelle
How much of my personal information will I need to share? Will Zen Zone have need access to my financial accounts' login ID and password?
Can I get a trial to see if this works for me?
Though we do require a minimum $500 payment, if you are not fully satisfied, we offer a refund that will be spelled out in the work agreement.
Is there a minimum time someone needs to commit?
The time commitment is not set in stone, however, all work agreements contain a $500 minimum payment.
How fast can I see results?
The timing of results will depend on the condition.
How often do we meet?
This will vary by the client's budget, logistics, and availability, as well as the nature of the work required to meet the client's goals?
Will you provide training to me to learn how to do this stuff?
You will receive training and documentation to use any tools or reports that
are produced by Zen Zone.
Contact Us!
Now that you’ve seen how Zen Zone can add value, please contact us for a complimentary 30-minute discovery call appointment.